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  • New Expansion Opportunities - WA#12
    New Expansion Opportunities - WA#12

    2018 Insurance statements

  • In rolling twelve-month periods, there has been a trade deficit throughout 2018. The year closes with a $515 mn deficit. The four-year program foresees a surplus of .6% of GDP for 2019. (WA#12)

  • Country risk closed February at 589 base points (5.89 percentage points), down -101 base points from the January closing. As of March 13, it rose 26 points to 615. (WA#11)

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Grupo Spurrier is the leading company in the development of key solutions and services for business success; it specializes in monitoring the economy and politics of Ecuador, as well as on economic research, market research, consulting and corporate training, models and business plans development, investment plans, and market power law consulting.

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Weekly Analysis Briefs


    The insurance sector recovered in 2018 due, among others, to consumer credit strength. At the insurance level, the items with the highest growth were fire at $ 43.1 mn and vehicles at $27.7 mn. In this analysis, we review the factors that will have the greatest impact on the insurance sector in 2019; also, what insurance classes will provide enhanc...


    The IMF approved the extended facility for Ecuador, and disbursement of a first tranche of funds is in its way. Top priorities are closing the fiscal gap and enhancing competitiveness. Strengthening dollarization takes a back seat: contrary to expectations, no funds are earmarked to bolster the international reserves. With the announcement of th...


    INTELLIGENT OPENING In 2018, imports increased 16.2% y-o-y, of which oil 36.4% and non-oil 12.2%. There was a small trade deficit, on account of sluggish growth of non-oil exports. For this year, the authorities expect non-oil imports of $18.3 bn, which would mean a 2.7% y-o-y increase. They expect a hefty increase in capital goods (10.2%),...